We are excited to offer financing on bike and accessory purchases! 

Applying online is quick, convenient, and secure. Apply here.

Joy Machines offers:

• 6-month deferred interest with $700 minimum purchase (must include a bike)

• 12-month deferred interest with $1000 minimum purchase (must include a bike)

*Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6 or 12 months. If you do not, interest will be assessed on the promo purchase from the purchase date. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms.  Subject to credit approval.